Mepco Privacy Policy

Rev. 06/2017

FACTS WHAT DOES MEPCO
DO WITH YOUR PERSONAL INFORMATION
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Credit Card and/or Checking Account Information
  • Account Balance and Account Transaction and Transaction History
  • Payment History and Other Personally Identifiable Inforamtion

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Mepco chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Mepco share? Can you limit this sharing?
For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No
For our marketing purposes—

to offer our products and services to you

No We Don't Share
For joint marketing with other financial companies
No We Don't Share
For our affiliates’ everyday business purposes—

information about your transactions and experiences

Yes No
For our affiliates’ everyday business purposes—

information about your creditworthiness

No We Don't Share
For nonaffiliates to market to you
No We Don't Share
Questions? Call 800-397-6767 or go to www.Mepco.com
Who we are
Who is providing this notice? Mepco
What we do
How does Mepco protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Mepco collect my personal information?

We collect your personal information, for example, when you

  • Open An Account or Give Us Your Contract Information
  • Use Your Credit Card or Debit Card
  • Provide Account Information to Pay us by Check or ACH
  • We also collect your personal information from other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include financial companies such as Seabury Capital.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Non-affiliates we share with can include the company that sold you your vehicle service contract and service contract administrators.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Mepco does not jointly market.
Other important information
For California residents, Mepco may collect personally identifiable information via your activity on our website, www.Mepco.com. We reserve the right to not respond to "Do Not Track" requests received as the information collected is for the purpose of, and used in the course of, reasonable business processes as described above. Please contact Mepco's Customer Service | Business Support Services department at (800) 397-6767 with any questions.

Download Mepco privacy policy (pdf)

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Mepco, Billing Service, Chicago, IL

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